Tag: protection

What is a panel clinic?

Panel clinic provides medical treatment for any Insured Person under SOCSO due to ‘Employment injury ’.

The Insured Person can refer to the list of clinics to receive emergency treatments. 

Additionally, there are the following documents to fill in the Accident Report form, Occupational disease reports, or a cover letter from the employer.

How to register as a Panel Clinic for Insured Person?

1. Letter of application together with a proposal clinic and clinic profile
2. Copy of Identity card of every doctor
3. Copies of recognized training occupational health certificates
4. Copy of Form (Latest Annual Practising Certificate (APC) for every doctor)
5. Copy of Form (Certificate of Registration)
6. Copies of Form (Certification to Establish / Maintain / Handle / Provide Private Medical Care / Clinic)
7. Panel List – Company or employer who appoints panel clinic
8. Treatment quotation

Examples Of Occupational Health Training Certificate

• Certificate In Occupational Medicine (MEDICAL PROGRESS INSTITUTE)
• Workshop on Occupational Health  (NIOSH)
• Graduate Diploma in Occupational Health (UKM)
• Occupational Health Doctor (Module 1) (NIOSH)
• Examination Doctors Health (NIOSH)
• Occupational Health Course For Medical Practitioners (OEM)

Insurance Benefits for Employees

Employee benefits are optional compensation rather than wages given to employees to their fixed payment as an addition. It covers health, dentistry, vision, life, and others.

Disability income also protection plans, retirement benefits, childcare, tuition reimbursement, sick leave, vacation, education funding, and flexible and alternative work arrangements.

However, the purpose of medical benefits for employees in Malaysia is to improve the economic security of staff members. As well as, to increase employee retention throughout the organization.

Furthermore, the employee benefits will increase productivity in the workplace because they feel assured.

Moreover, employees with life insurance and personal injury can also use additional coverage such as income replacement to their serious illness or serious disability.

Four common types of Medical Benefits for Employees in Malaysia

• Medical insurance

Medical insurance plans include hospital visits, doctor visits, surgeries, prescriptions, and possibly vision and dental. Therefore, as an employer, you will cover most of the premium.

• Life insurance

For a company, if your employee accidentally dies, life insurance will provide compensation to the employee’s named beneficiaries. They will help to bear the cost of the funeral and the ongoing cost of living to the employee’s family.

• Disability Insurance

The offer has short-term and long-term disability insurance. Even if your employee is injured or suffering from chronic illness, these benefits provide a payment throughout the period your employee is unable to work. Therefore, companies can add Critical Illnesses Plans riders to GTL plans.

• Retirement Benefits

Retirement benefits are the most common type that allows the employee to deduct the amount of salary that needs to be paid for retirement savings. Meanwhile, some companies will choose one amount to match for the deduction.

 

 

References:

1. https://www.perkeso.gov.my/en/33-social-security-protection/panel-clinics-dialysis-centres/60-panel-clinics.html
2. https://www.redcover.com.my/employee-benefits-insurance/

 

 

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